Financing
See your numbers before you speak to a bank.
Spanish mortgages for non-residents at rates as low as 3%, for buyers from the US, UK, Canada and the EU. Adjust the figures below to get a feel for your monthly payment.
Property price
€
Deposit
€37%
Banks usually ask non-resident buyers for at least 30% of the price, plus taxes and expenses.
Term in years
Interest rate
3.00%
Property locationAndalucía · Costa del Sol
Property condition
Show results in
Your monthly payment
€3,146
- Mortgage amount
- €663,500
- Percentage of financing
- 70%
- Property price
- €950,000
- Taxes and expenses for the purchase (paid once)
- €68,500
- Total cost of the property
- €1,018,500
Transfer tax (ITP 7%)€66,500
Notary, registry, gestoría & valuation (est.)€2,000
- Deposit
- €355,000
- Mortgage amount
- €663,500
- Mortgage interest
- €280,418
- Total cost of the mortgage
- €1,298,918
Indicative only. Same method as Spain's main property portals: the mortgage covers the price plus taxes and expenses, minus your deposit. Taxes are Andalusia rates; other expenses are estimated, and independent lawyer fees (usually about 1%) are not included. Rates and terms vary by bank, nationality and financial profile — Dario confirms real terms with our partner banks.